Finance articles

Buying a new car is an exciting but stressful experience. Once you know what car you want it becomes a battle versus the sales person to get the best deal and financing for it. First make sure you have good credit since that will get you a good interest rate. Next figure out how much you can pay for a car. The best way to figure this out is to take the monthly limit you have to spend and multiply it by 48 months ( the normal lease or loan term). This will give you an idea of what range of car you should be looking at. After that its all about shopping around for the best car deal.

Money markets have been around for a long time but until recently the rewards haven’t been that great. For many years they were seen as temporary investment vehicles while waiting for more profitable investment opportunities to come around. Now that returns have jumped close to 3% over the last few years money market mutual funds are becoming a desirable investment themselves. Investing in money market mutual funds means that your money is diversified over CDs, U.S. Treasury securities and debt-obligations. These are generally seen as safe investments with lower but solid return.